Frequent questions






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Who are we?

  • CITRUS CAPITAL is a US SPECIALIZED FINANCING CORPORATION with branch in McAllen, Texas that understands the risks and challenges that exist in the International Trade of fresh produce from the field.
  • The Company specializes in providing RISK ADMINISTRATION, MARKETING, LOGISTICS AND FINANCING solutions to fresh food exporters in Latin America.
  • • The great experience of our human capital is made up of a multicultural and multidisciplinary team with over 100 years of COLLECTIVE OPERATIONAL EXPERIENCE IN AGRO-BUSINESS AND HIGH-LEVEL INTERNATIONAL BANKING.

Specialized International Financial Advisory Firm.
Professionals with proven international experience in Agro business and high level Investment Banking.
Team of advisors who understands the risks and difficulties that exist in the International Trade of fresh products.

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What are we looking for?

Addressing financial and operational challenges faced by Latin American exporting producers.
Solve the lack of capital in hand demanded by international sales after collection.
To solve the lack of revolt that diverts attention in the optimum quality of the products.

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What we offer?

Financial Alternatives to Maximize Your Working Capital through International Factoring of Accounts Receivables.

Risk Management and Monitoring Wallet with credit insurance coverage.

More attractive payment terms for exporters that allows a greater focus on the quality of their products.

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How can we support you?

Make a DIAGNOSIS OF YOUR export business to identify areas of opportunity such as:

  • Analyze the RISK LEVEL OF YOUR PORTFOLIO of clients with total confidentiality.
  • Analizar el NIVEL DE RIESGO DE TU CARTERA de clientes bajo total confidencialidad.
  • Identify NEW MARKETS AND BARRIERS to place your product with new customers or markets.
  • Find COST REDUCTION OPPORTUNITIES in areas of logistics and product management.

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Main challenge for exporters?

High comercial risks.
Finding Serious, Reliable and Ethical Buyers.
Dealing with uncertainty in payment compliance and price volatility.
To suffer high losses and losses of the product and / or constant reclamation of the delivered quality.

Inspections not very transparent on delivery.
Restricted access to markets with better pricing conditions.
Little cost control of logistics, freight, extraordinary maneuvers and unscheduled expenses.

Limited Financial Resources.
Liquidity limited by financial restrictions linked to its flows and / or assets.
Little revolt of its capital in terms and conditions of sale.
Market and growth with current or new customers.

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How do we help exporters?

WORK CAPITAL to cover your daily needs, cash and improve its liquidity.

  • RISK ANALYSIS of your current customer base.
  • BUSINESS DEVELOPMENT to identify new ways to increase profitability and global growth.
  • INTEGRAL DIAGNOSIS of your export business in order to identify areas of opportunity throughout the supply chain.
  • • REDUCTION OF COSTS AND MERMAS helps to develop initiatives to reduce costs in areas of logistics and product management.

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What are the benefits to the buyer?

  • More attractive payment terms for your current supplier base without any impact on your financial resources, which makes it possible to secure the relationship.
  • Cash flow from your provider allows less concern and so the provider can focus on improving product quality and meet delivery deadlines.
  • Business Opportunities with a variety of products from current customers to which Citrus Capital has access in Mexico and Latin America.
  • Development of B2B relations with exporting producers.
  • An alliance with CITRUS CAPITAL allow buyers of products provide cross-border financial solutions to its suppliers and access to a wide variety of products in Mexico and Latin America.

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What is Credit Insurance?

Credit insurance covers the risk of non-payment of commercial debtors (commercial invoices) resulting from commercial risks (insolvency and non-payment) and / or political risks.

It is a commercial insurance product designed for companies, not individuals, which is regulated by the entities that govern the insurance industry in each country.

Credit insurance, like all insurance, is conditioned on the insured to comply with the policies, terms and conditions of the policy to guarantee compensation.

Our credit insurance partner is Euler Hermes. World leader in this industry that operates in Mexico and the United States and supports us with:
Experts in risk assessment, independent monitoring of the portfolio, and permanent industry information in the country where the invoice discount is operated.